Student Loans
9 Summer Jobs That Pay Above Average

Summer is only a few weeks away, and you may already be thinking about how to spend it. Although you may have multiple options this summer, many students are focused on getting a summer job so they can make money, gain valuable skills and explore career options.
If that’s the case for you, clarify what’s available based on your location, preferences and abilities. Although some areas are still offering limited opportunities in the wake of COVID-19 closures, many businesses are looking for seasonal help. Summer jobs don’t all pay the same so you may want to research options before committing to one. Below, I’ve listed nine possibilities, and though you may be tempted to go for the highest paying one, I recommend you consider the ones you’re genuinely curious about.
Tutor | SAT Prep Instructor
A great opportunity that can help you solidify knowledge, practice your communication skills and earn a decent paycheck is tutoring. Knowledge and skills in a variety of subjects, especially math and English, are in high demand. You could explore becoming a private tutor, working with kids in your neighborhood; working for a local school or college; or — if you happen to be an SAT wiz, you may secure an opportunity with a test prep firm. Depending on what’s possible and available, you could make between $15 and $100 per hour so evaluate your options, online and offline, before making a choice.
Summer Camp Counselor
If you enjoy working with kids, organizing events and activities, and spending time in nature, consider positions at a summer camp. Your overall earnings will depend on your location as well as your specific duties. For example, you could have a certain base rate for overseeing daily activities, providing guidance and offering overnight support. You could then earn more if you choose to do additional specialized activities such as horseback riding, art, drama, music or swimming. You may be required to have current first aid and CPR training. To look for opportunities and create job alerts, visit the American Camp Association website. According to ZipRecruiter, the majority of camp counselors make about $10 per hour.
Landscaping | Painting
If you prefer working with your hands, doing physical labor and being outside, landscaping and painting opportunities — both in high demand during the summer — could be what you choose. Yard and landscaping work varies and could include mowing lawns, planting flowers or trees, clearing areas, or managing parks and gardens. The difficulty level of what you choose to do determines how much you could make, ranging from $15 to over $40 per hour. Another option that requires hard work is painting, and your earnings depend on the quality of your work, your ability to price a paint job, and the length of time it takes you to complete a project.
Food Service
If you are a people-person who loves fast-paced environments, working in food service could be the best summer opportunity for you. This may mean that you handle take-out orders and deliveries, or it could allow you an opportunity to showcase your cooking skills. In some cities, waiting tables is an option as restaurant dining rooms begin to open again. Choose your role and location wisely so as to ensure higher earnings in tips in addition to your base rate.
Virtual Assistant
If you want to make some money and minimize expenses and you have exceptional organizational, technical and communication skills, consider exploring remote work by becoming a virtual assistant (VA). As a VA, you provide administrative help including answering emails and calls, creating marketing campaigns or videos, managing social media posts, identifying potential clients, conducting research and paying bills. Options include working on an hourly basis or a project basis. According to PayScale, VAs can make between $10 and $28 per hour, with the average hourly rate being $15.76.
Web Designer
Do you love computers? Building websites? Coding? Then pursuing opportunities as a freelance web designer could be a great option for you. The role allows you to work from home and to enjoy a flexible schedule, and it could help you design a career beyond graduation. According to PayScale, the average hourly rate for web designers is $20, and the exact amount you make depends on the quality of your portfolio, your education and experience.
Content Editor/Writer
Another role that allows for a flexible schedule and working from home is that of a content editor or writer. An excellent grasp of grammar, strong research and writing skills, and knowledge of different editing styles are all required for success in finding opportunities. To ensure that this is a financially sound option, consider showing the quality of your work on a personal website, a blog or another platform (a school publication, perhaps?). That would allow you to pursue contract roles with individual employers instead of lowering rates to compete for gigs on one of the many freelance writing sites. Payment for such roles could be hourly, per word, or per article (which often includes a certain word limit).
Pet Care
The pet industry is thriving, and according to the American Pet Products Association (APPA), in 2019, Americans spent over $95 billion on their pets, over $10 billion of which went to such services as boarding, grooming, pet sitting and walking. So if you love animals and have an animal-friendly home, you may want to check out this option. Some owners may want you to come take care of their pets in their homes while others will expect you to do so in your own home.
Taking care of someone else’s pets takes hard work and dedication; it’s not simply about taking a dog out for a walk. The more attention a pet requires, the higher the pay and the greater the responsibility. The national average is $15 per hour but depending on your location, the number of pets, the type of pet, the time of year, and the specific demands, you could make more. For example, an owner may pay you $30 per day per pet, but you could increase earnings by working with multiple owners during the same day, as long as you are still able to deliver quality care.
Golf Caddy
Depending on their age and years of experience, golf caddies can make between $15 and $30 an hour. Caddies could also make extra money through tips, the amount of which varies from club to club. In addition to boosting your budget, the role allows opportunities to expand your network by building meaningful connections.
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By: Krasi Shapkarova
Title: 9 Summer Jobs That Pay Above Average
Sourced From: insights.collegeconfidential.com/summer-jobs-that-pay-above-average
Published Date: Fri, 05 Jun 2020 10:12:37 +0000
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I SOLD A.I. ART ON ETSY FOR 30 DAYS! – A.I SIDE HUSTLE RESULTS
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Apply Online For Student Loans

Apply Online For Student Loans
Applying online for student loans is a convenient and efficient way to secure funding for your education. Whether you are facing financial difficulties or simply want to keep your debts to a minimum, student loans can help alleviate the financial burden while you focus on your studies.
One of the main advantages of student loans is that they typically offer lower interest rates compared to other types of loans. Additionally, repayment is often deferred until after you graduate, giving you time to establish your career and increase your income potential.
By applying online, you have access to a wider range of lenders, allowing you to compare different loan offers and choose the one that best suits your needs. Look for lenders offering competitive interest rates, flexible repayment terms, and any additional incentives that may be available.
Student loans can be used to cover various expenses related to your education, including tuition fees, housing, course materials, and living expenses. While your personal bank may be willing to provide a student loan, applying online gives you more options and potentially better terms.
However, it’s important to remember that student loans are still loans, and you should borrow responsibly. It’s advisable to budget regularly and avoid unnecessary purchases or luxuries to ensure you can manage your loan repayments in the future.
Before applying for student loans, explore other options such as scholarships, grants, or parental funding. These resources can help reduce the amount you need to borrow and minimize your financial obligations.
Lastly, it’s crucial to have confidence in your ability to secure a salary that will enable you to meet your loan repayments after graduation. Work hard to achieve the grades and qualifications necessary for your desired career, as this will increase your chances of finding a well-paying job.
In conclusion, applying online for student loans can provide you with the financial support needed to pursue your education. However, it’s important to borrow responsibly, explore other funding options, and plan for a successful career to ensure you can manage your loan repayments effectively.
Student Loans
Webinar Recap: How COVID-19 is Affecting Financial Aid

Many families are facing new financial challenges in light of the coronavirus emergency, and College Confidential has fielded dozens of questions on this topic recently. To address those queries, we hosted a webinar on April 9 entitled “Paying for College Amid Changes Due to the Impact of COVID-19.”
During the event, moderated by Aaron Murphy, manager of learning and development with Inside Track, the following panelists offered their perspectives on the issue:
- Denise Trusty, director of financial aid with Morehead State University
- Laura Reisert Kalinkewicz, associate vice president of college partnerships with RaiseMe
- Amy Nelson, director of sales at International Scholarship and Tuition Services
- Charlie Javice, founder and CEO of Frank.
Check out the following topics that the panelists discussed, along with their views of how things may unfold amid the financial challenges brought on by the coronavirus outbreak.
Family Finances Changed? Contact Your Schools
If you plan to start college in the fall as a freshman — or return to school as an existing student — and your financial situation has changed since you applied for financial aid, you should contact the colleges on your list immediately. Financial aid departments can consider appeals for more money, but must base these decisions on each individual student’s situation, Trusty said.
“I know with Morehead State, where I work, we will be doing professional judgement calls on all students who say they’ve been affected,” she noted. “We will reach out to those students to see what we can do to help them maybe obtain additional funding, additional grants, scholarships, whatever they would be eligible for. We do professional judgment all the time for our students, because things happen all the time. This year will be an especially large amount of those, I’m sure, but those are up to individual schools to make that call for their students.”
In addition, she added, the Department of Education has set aside over $6 billion for additional grants and scholarships that the universities will be able to use. “Currently, I don’t know how that’s all going to play into this,” Trusty said. “So that will be up to each individual university on how they lay those out. I know it will be beneficial, I just don’t know how available that will be to each student.”
Keep in mind that schools are accustomed to reviewing financial aid appeals, and they all have processes in place for to do so. “It is really, really important to know that schools typically leave a budget from 10 percent to 20 percent or so of their financial aid dollars for what would be called a professional judgment bucket,”Javice said. “Therefore, there is additional money to be had, and it’s up to you to request it. You should approach your school as soon as you know you might need more money, and be prepared to show supporting documentation demonstrating how your finances are different from when you filed your FAFSA initially. This might require proof of a job loss, medical bills, a cut in pay or another such issue, Javice said.
In addition, if another school gave you a better financial offer, you can petition the school that gave you the lower offer for more money, Javice noted. “This typically works better for private institutions versus public state schools, given the fact that they have a little bit more discrepancy and more dollars to put to work in terms of a tuition discount,” she added. “This is solely up to the school on a case by case basis.” In some cases, the money is distributed on a first come, first serve timeline, so don’t wait if you know you need more aid.
Although financial aid can be a stressful topic, try not to be emotional when you request more money, Javice added. You’ll get a lot further by having organized documentation to present than you would by getting angry or upset, she noted.
Consider Outside Scholarships
The coronavirus situation has changed plans not only for incoming freshmen, but also for current college students, Nelson said. “Organizations are stepping up and trying to find ways to provide additional scholarship opportunities this year,” she noted. Students should be proactive in seeking those options.
Raise Me is offering new micro-scholarships for students who are seeking additional funding sources, Kalinkewicz said. In addition, she encourages students to ask colleges for more time to make decisions, even if the school hasn’t extended its deposit process. You can always try and request additional time to get your financial aid package right, she noted.
Finding more money is not relegated to younger students, Javice added. “Adult learners comprise the biggest group of people actually going to college today,” she noted. It’s very common for people to be seeking new types of skills and going back to college to gain additional degrees. Financial aid is available to adult learners, and they may even get aid to pay such costs as rent, she added. In addition, they can seek outside scholarships or employer-matching funds to pay for their educations.
Not Necessarily Too Late to File FAFSA
Students who didn’t file a FAFSA already should do that as soon as possible so you can get access to financial aid funds, Javice said. Federal FAFSA deadlines are usually in June, but states make their own deadlines for state aid. Some states, such as New Jersey, have moved their deadlines back for this year, so check to make sure you stay on top of your deadlines.
And if you file for financial aid and you decide you don’t want it, you can always decline the financial offer or portions of that offer, Nelson said. Your best bet is to apply so you can take what you need and decline any amounts you don’t need. Even if you don’t think you qualify for financial aid, you should apply anyway because you could be surprised at what you’re offered. “You really need to complete that [FAFSA] process every year,” Nelson said. “The process is very easy, and jobs can come and go. It’s your safety net and you want to make sure you’ve completed it. It makes it a whole lot easier when situations like this arise.”
Some colleges also have supplemental applications to fill out for particular types of aid, so always reach out to your financial aid office for information on which documentation you should be completing, Kalinkewicz said.
Could Families — Not Schools — Be in the Driver’s Seat?
Because many merit scholarships are based on test scores and GPAs, some high school juniors are concerned that they won’t have access to those in the coming year. With test dates being canceled and grades moving to pass/fail, they fear they won’t meet the criteria to earn such scholarships.
“It’s clear to me that colleges and universities know the extraordinary circumstances we’re under,” Nelson said. “All schools are leaning forward and considering all options as the situation develops. I would continue to encourage juniors to stay engaged and stay informed.” You should also watch to see what happens with test dates, she said. The ACT and SAT dates could change, and some schools may forego the need for a test score altogether, she added.
In addition, some merit scholarships that have traditionally been based on test scores may become test optional, Kalinkewicz noted.
Keep in mind that in many cases, families are in the driver’s seat rather than having the colleges be in charge, Javice said. Some schools have lost revenue and are very eager for students right now, “so if you are scared because you thought you could never get into a specific school from an admission criteria standpoint, this is your year to stretch, this is your year to think about the schools that are your reach category and go for it, because schools need the money and need the students. So the power that used to be in an admissions office is in you, the student or the family’s hands,” she said.
She also advises juniors to request application waivers from schools to save the $50 to $100 or so per application that they would normally pay. The schools may say no, but it won’t hurt to ask, she advised. “Persistence is key when dealing with schools,” Javice noted.
Federal Student Loans Payment Suspended
As many families are aware, payments on federal student loans are automatically suspended from March 13 through September 30, 2020 thanks to the government’s CARES Act. This is essential to keep in mind, particularly for families that have multiple children in various stages of the college process.
“You will stop paying your loans and you will have zero interest from now until September 30, and that’s important for parents to know,” Nelson said regarding existing federal student loans. “If you had an auto draft, the auto draft has been shut off and will not continue. You can, however, continue to make those payments if you’d like, and any interest you had before March 13, once that interest is paid up, all your payments will go directly toward your principal.” She advises families with federally-backed loans to check with their loan servicing agents, because they have a lot of information for both parent and student borrowers on how the CARES Act will impact payments for the next six months.
Student Job Gone? Colleges Might Help
For students who expect to earn money via part-time or full-time work to pay for college, but can’t do so due to the coronavirus, colleges may have resources to help. “There are many colleges and universities that have put together emergency grants for students to cover expenses that they were maybe not expecting because of COVID-19,” Nelson said. “They are making accommodations to try and make up for that lost income for students.”
Trusty said Morehead State is continuing to pay students who were on federal work-study. “If they had a job, we are still paying them right now as if they were working, although they are not. In the summer, those funds will be flipped over to emergency grant funds. So we will make sure that our students are covered and can live as if they were employed with the work-study position.”
Some colleges have even made remote work available to students, Kalinkewicz added. Therefore, contact your financial aid office to determine if any accommodations are available to make up for lost student income whenever possible.
Consider Other Options to Save
If you are seeking ways to save money on college, you should also consider other resources, whether that means less expensive colleges, in-state options or potentially transferring down the road, Janice said. You can also save money by taking classes at a community college to pay a lower cost for your credits that can be transferred to a four-year college later.
“If you have that target institution in mind — maybe you’ve already been admitted there but your family has determined a year of community college will really help stretch things further — work on articulation agreements or a plan so you are taking the right classes that actually have the ability to transfer toward the degree you want at your target institution, not necessarily just as credit,” Kalinkewicz said.
In addition, many colleges offer merit aid for transfer students, she added. So always look for every potential financial aid and scholarship resource to best maximize your package and allow your dollars to stretch as far as possible.
Resource: To review the entire hour-long webinar, you can watch the replay here.
Share Your Thoughts
We’d love to hear your thoughts on this topic. Check out our forum to contribute to the conversation!
By: Torrey Kim
Title: Webinar Recap: How COVID-19 is Affecting Financial Aid
Sourced From: insights.collegeconfidential.com/financial-aid-amid-covid-19
Published Date: Fri, 10 Apr 2020 15:22:20 +0000
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